Not All Medicare Advantage Plans Are Created Equal

It is a fact that most people are living longer and as a result more people are in need of healthcare. Finding proper care can be daunting and if you are eligible for Medicare, it is easy to become overwhelmed by the choices that are available.

Original Medicare is a health insurance plan provided by the government for which each beneficiary pays a premium. While Medicare covers most in-patient hospital stays and doctor fees, it falls short in other areas. This is the reason that one-third of Medicare beneficiaries have chosen Medicare Advantage Plans for their health insurance.

Medicare Advantage Plans are provided by private insurance companies as part of Medicare Part C. If you choose this coverage, you still pay a premium and you are still a part of the Medicare system but Medicare pays the insurance company a flat fee to provide your annual coverage. Advantage Plans cover all services provided under Parts A and B of Medicare but also cover the shortfalls like visits to primary care physicians and specialists, vision and dental services, medications, and other health and wellness programs. These plans do require that you get referrals and use a network provider and may even ask for prior authorization but your annual out-of-pocket costs are always limited. These limits provide a peace of mind that Medicare cannot guarantee.

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Since Medicare Advantage Plans are administered by private insurance companies, there are a multitude of providers and the competition is intense. There are certain standards to follow but costs and restrictions vary depending on the insurance company and the type of plan you choose. InnovaCare Health is one of the largest providers with over 275,000 beneficiaries. The company’s vision is to provide quality medical care by establishing strong patient-provider relationships. InnovaCare strive to ensure coordinated and cost-effective solutions so that the patient experience is a positive one.

InnovaCare Health’s growth and focus stems from its leader Dr. Rick Shinto, MD, MBA. He began his medical career as a practicing internist and pulmonologist so he has an understanding of direct patient care. In addition, he has over twenty years of clinical and operational experience in managed care. He is joined by Penelope Kokkinides, the Chief Administrative Officer, who has spent years working to improve the efficiency and organizational structure of managed care.

Under the watchful eyes of Shinto and Kokkinides and with a strong patient centered approach to healthcare, InnovaCare Health’s future looks bright. As we all try to stay healthy as we age, they may just be the “Advantage” we need.

JustFab Shines as Subscription Giant

The great thing about some online companies like JustFab is the growth of these companies even in hard times. It doesn’t seem to matter how many people are losing their jobs or cutting back on spending.

Women always seem to set aside some money for shopping. In fact, more than 4 million subscribers have already decided to put this money aside for clothing each month from JustFab.

There is a lot of talk about the effectiveness of JustFab as so many other companies that offer subscription services – often times for much less – have failed to see subscription growth. The Dollar Shave Club literally has a subscription service for $1, but JustFab has seen more growth in recent years than this club.

This is the rather obvious sign that this company is doing something right. In an area where there are so many executives that are doing the wrong thing, JustFab has carved out a path to keep customers loyal.

According to the LA Times, Just Fab is heading towards an IPO. This is something that shows that there is a high level of confidence that is associated with the profit and growth of this organization. There is a lot of talk about economical conditions, but it is evident to see the type of growth that JustFab is having.

JustFab has managed to keep growing because there is such a large desire for clothes that are affordable. It can be difficult sometimes to find stylish clothes that are within the price range that working class women can afford.

JustFab has managed to cater to this demographic and the subscription service has made the process even easier. It has become the type of company that is improving largely because of there is so much buzz about the brand through social media.  Learn more about JustFab:  http://www.bloomberg.com/Research/stocks/private/person.asp?personId=1434785&privcapId=37181322&previousCapId=37181322&previousTitle=Intelligent%20Beauty,%20Inc

There are a large number of people that are familiar with JustFab, but many people are still trying to find out what this company is about. The expanded line now includes clothes for plus sized women so there is bound to be a surge in sales and subscriptions for clothes.